Every year, thousands of Canadians across the country travel abroad for fun and relaxing vacations. As well, many students will travel abroad to participate in work and volunteer programs. If you are one of the thousands of Canadian who travel to other countries, whether for work or play, it is important that you protect yourself in the event an unexpected event occurs that could result in a difficult and stressful situation.
There are many benefits to buying travel insurance in Canada. Not only will this type of insurance protect you from unforeseen events, but your family will rest easy knowing that you are protected while out of the country. Purchasing travel insurance in Canada prior to your trip will ensure that you are covered for any medical expenses incurred. Medical coverage can include: hospital stay, treatment, medication, emergency evacuation, and transportation back to Canada when you are in a condition that is safe for you to fly. In the event of loss of life, loss of a limb, or loss of sight, compensation will be awarded to the insured or beneficiary of the policy. Medical coverage can be offered in a variety of packages such as general medical coverage and emergency medical coverage.
Those who travel regularly know that there can often be flight cancellations or flight delays. As well, sometimes events can happen that may require a traveler to cancel a flight such as a sudden illness in the family. Insurance can provide coverage for trip cancellations or a disruption in the scheduled flight. Insurance can also provide protection in the event your luggage is lost or stolen. It may provide coverage if the luggage has been delayed for more than 12 hours past the scheduled arrival at the destination.
Another area where it is beneficial to have travel insurance is travel document protection. This type of coverage will provide assistance in the replacement of lost or stolen travel documents. Traveling abroad can put one at risk of acquiring an illness and sometimes events can help such as an accident or lost or stolen items. If such events happen while in another country, it can be a frightening time. Insurance provides coverage for such events.
Whether traveling for business or pleasure, Canadians should protect themselves by acquiring insurance. Travel insurance can provide coverage for such travel experiences as: student work abroad programs, cruises, voyages, business travel, international travel, vacations, ski vacations, and more.
Some travel suppliers and travel agencies offer travel insurance along with their travel services. You can also purchase travel insurance from travel insurance companies. By purchasing insurance in Canada, you will make sure that you do not end up in a situation that could result in a financially and personally overwhelming experience.